*  Residential purchase

*  Residential purchase and mortgage;

*  Residential sale

*  Refinance

 

 

Buying or selling your home can be very stressful.  We are here to make it easier.  We will ensure:

 

Title search -- to investigate any and all liens on the property;

Document search -- if there are any registrations that are curious or strange, such as a builder's lien or a judgment;

Tax search -- to ensure that the property taxes are paid or up to date;

Real Property Report -- to see how and where all the buildings are located;

Compliance Certificate -- to ensure the buildings all had permits and see if anything is encroaching or if there are any problems on the land;

Title Insurance -- sometimes banks will demand this, especially if there is a problem with compliance.  Instead of dealing with the compliance issues one can get title insurance for a fee (usually around $250).  The down fall of getting title insurance is that it may satisfy problems initially, it will not help when you try to sell your land later-- if the buyer demands a new Real Property Report and Compliance which can be very costly to you in the future.

Mortgage -- we will prepare the mortgage according to your bank's instructions and verify the details with you;

Chattels -- what items are to stay?  what items were not to be included?  We will verify and help take care of discrepancies, if any.